LytePay | Commission Advances for Property Agents Singapore

How LytePay Advance works

01

Close the Deal

Once your commission is confirmed by your agency, it'll be reflected in your LytePay Balance.

02

Request for Advance

Choose how much you'd like to cash out and submit your request.

03

Get Paid Early

Receive your cash out via FAST transfer in as fast as 1 business day. You will be notified via email, SMS and push notifications on the LytePay app.

04

Repayment is Automatic

Your agency automatically repays LytePay from your incoming commissions on a first-in, first-out basis.

Your commissions, just a tap away.

Log in securely and access your commissions from the LytePay Mobile App.

Log In with Ease

Securely access your account with biometric login.

View Your LytePay Balance

See how much commission is available to cash out.

Cash Out in a Few Taps

Choose your amount and submit your cash out in just a few taps.

Track Every Cash Out

Stay updated on the status of your cash outs, from request to completion.

Explore the Mobile App →

LytePay Mobile App dashboard showing balance, Cash Out button and recent activities

Beyond the Commission Podcast

Uncover the money, mindset, and magic behind some of Singapore’s top millionaire real estate agents.

Matthew Lam, Eight-time Millionaire, PropNex: “I was about to give up real estate, and Matt Lam Advisory wouldn't be here.”

Rex Tan, Chief Agency Officer, Huttons: “I invest 10% of what I earn into improving myself.”

KS Tan, Four-time Millionaire, ERA: “Making money is a skill. Keeping money is an art.”

View All Episodes →

FAQs

Is this a loan?+

No, LytePay is not a loan. LytePay gives you the flexibility to cash out your commissions early for a one-time processing fee per transaction, with no interest charges. Using LytePay does not affect your Total Debt Servicing Ratio (TDSR) or credit score.

How do I cash out my commission? What is the process?+

Once your LytePay account is verified, you can submit a cash out request.

ERA, Huttons, OrangeTee and PropNex: Receive your funds within 1 business day.
SRI: SRI reviews cash out requests within 3–5 business days. Once approved, you can choose to accept or decline the payment. Funds will be transferred within 1–2 business days after acceptance.

What is your processing fee?+

Processing fees vary by agency:

ERA, Huttons, OrangeTee and PropNex: A one-time flat fee of 4.5% per transaction.
SRI: A dynamically calculated one-time flat fee, ranging from 4%–12%, displayed before you submit your request.

How does repayment work?+

Your agency automatically repays LytePay from your commissions when they are received. Any remaining commission will be paid to you by your agency as usual.

Your
commission,
without the wait.