LytePay gives you easy access to your hard-earned income so you can thrive in business and in life

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No one likes waiting to get paid.
We save you months of waiting.

Get your commission instantly.

Request an advance on your commissions and receive your LyteMoney in 3 days. Use it immediately with the Lyte's Talent Card to make purchases or have it transferred to your bank account.

Learn more about LyteMoney Learn more about Talent Card

See your LyteMoney

Your withdrawable commissions are displayed as LyteMoney on our easy–to-use app.

No interest or hidden fees

Pay a one-time processing fee each time you withdraw your LyteMoney, which will always be shown to you upfront.

Rest assured, the risk is on us

Make a withdrawal and its yours! No clawbacks, LytePay is not a loan.

LytePay has processed more than $10m of income for real estate agents and we're just getting started.

“From the start, I found LytePay extremely easy to use. It was straightforward for me to request for my LyteMoney, and I was surprised to receive the commission the very next day! Truly instant.”

Evangeline Yeong, Property Agent
Reg. No.: R059566J

“LytePay has helped me grow my business by giving me easy access to my outstanding commission instead of waiting for months. With LyteMoney I like that it's instant and I can use it any time I want”

Joanna Xu , Property Agent
Reg. No.: R057672J

“With Lytepay, I could immediately access my project sales commission, which normally takes months to pay out. I used that to sign up for more courses and placed more ads during the circuit breaker period. LyteMoney actually allowed me to perform well during those months!”

Lester Chen, Property Agent
Reg. No.: R006736B

Unlock your money's potential to reach your business and life goals

Increase sales

A nicely furnished home helps prospective buyers and renters imagine a beautiful life. Use your LyteMoney to stage your units for faster rentals and sales!

Focus on sales

Hate paperwork? If selling is your strong suit, invest your LyteMoney on a personal assistant and free up more time to bring in the sales

Time off

Need a short-getaway? Use your LyteMoney to book that dream vacation (or staycation in today's context)!

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Frequently asked questions

No, this is not a loan. LytePay provides the service of advancing your commission and charges a single processing fee charge per advance. There will never be interest charges to your advance requests.
Visit to sign-up for free with your email address.
You can register for free at LytePay, and will be asked to verify your identity with your mobile number, email and CEA number. If your property agency is a client of LytePay, you will be able to able to request for instant payment (ie. commission advance).

If you are an ERA agent: You will be able to request for your LyteMoney and get it within 24 hours or instantly through the Lyte Talent Card. Find out more about LyteMoney.

If you are an agent from Propnext, SRI, Huttons or Knight Frank: Your request will be reviewed within 1-3 business days. After approval, you will still have a choice to accept or decline it. You will receive your commission advance 1-2 business days after you accept it.
If you are an ERA agent: In most instances, you may advance up to $200,000 of your net commissions per transaction. There is a minimum of $500 per transaction.

If you are an agent from Propnext, SRI, Huttons or Knight Frank: You can request up to 80% of your net commission per transaction.
If you are an ERA agent: We charge a flat fee of 3.5% per cashout.

If you are an agent from Propnext, SRI, Huttons or Knight Frank: We charge a one-time fee that is dynamically calculated. The fee will be clearly displayed on your request form before you submit your request. 
Whenever your commissions eventually get paid to your agency, they will deduct the amount you have advanced from LytePay before directly transferring the remainder to you. It’s seamless, and you will never have to remember to do anything yourself. 
Lytepay Pte Ltd (“LytePay”) is a subsidiary of Lyte Ventures Pte Ltd. LytePay is seeking licensing by the Monetary Authority of Singapore to provide the services of account issuance, domestic money transfers, and foreign money transfers.

LytePay does not carry out any of the regulated activities set out in the Securities and Futures Act (Cap. 289) of Singapore.
You may refer to our Policy Centre at to find out more.  

Based in Singapore, Lyte Ventures provides financing solutions to freelancers and SMEs around the world. Driven by the desire to empower individuals and businesses alike, Lyte Ventures is committed to create opportunities for everyone through our digital platforms. We hold fast to integrity, empathy, and being future-proof in our strategy, design, and innovation.

Learn more about Lyte Ventures
LytePay Pte Ltd
6 Bukit Pasoh Road, #02-00
Singapore 089820

WhatsApp: +65 8767 3657
Lyte Ventures Pte Ltd is the holding company of LytePay Pte Ltd, FundFlow Pte Ltd, Lyte Capital Pte Ltd, Lyte Principal Pte Ltd, and Future-Proof Software Pte Ltd. LytePay Pte Ltd is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act to provide (i) account issuance service; (ii) domestic money transfer service; and (iii) cross-border money transfer service. Please note that such licensing does not guarantee the performance of the licensee and customers take the risk of any loss suffered thereto. Consumer Advisory: LytePay Pte Ltd is not a moneylender and does not require the approval of the MAS or the Ministry of Law to carry on business. Consumers (users) are advised to read the terms and conditions carefully. If you wish to discuss data protection matters, please contact our Data Protection Officer at Disclaimer: Lyte Ventures Pte Ltd, its officers, employees, representatives or agents shall not be held liable for any damages or injury resulting from your access to, or inability to access this internet site, or from your reliance on any information provided on this site or any accompanying literature or documentation. The information and material provided on this site do not constitute an offer to sell or the solicitation of an offer to buy, any currencies or securities and must not be relied upon in connection with any payment decision.

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